A group of 20 friends and acquaintances gets together for their regular once-a-month lottery party in the neighborhood. The following morning they each find themselves $20 million richer -- except for one participant who forgot to sign the list. Cameron gets a visit from an old student with odd demands, Damien finds a way to help a girl in need while helping himself, and Sean needs a way to collect the money without revealing who he really is.

The news on Zoe's disappearance raise the alert level in every house. Sean continues the search for Zoe with the help of her sister, Tally. Cameron and Nina feel drawn together, but they must resist the urge and keep their marriages afloat. The Scaefers decide to get a new house but when a new neighbor invites Peter on an exclusive trip to Mexico, Nina is left alone to deal with the escrow. Frankie feels out of place when her mother takes her to New York, but she is pleasantly surprised to see a familiar face there.

Peter and Sunny throw a party to celebrate the unveiling of the company's new bicycle model. Cameron and Nina look for comfort in each other after being treated coldly by their spouses. While Damien moves back home, Frankie tries to desperate convince her mother to move away from New York. Meanwhile, Sean and Tally are still looking for the truth about Zoe's disappearance, and Beth bumps into Kimberly who gives her some valuable advice.