Yeah so... I think it was "Tales from the Crypt" that did an episode like this that was a lot better. Or, possibly, it might have been "Creep Show."

In either case, that one segment was a lot better than this movie.

However, credit where credit is do, some of the actors do a really good job despite the poor script, and the director did a good enough job with no budget to work with.

The problem here is that they did what is essentially enough story for a segment in a movie, or an episode of a tv show, and stretched it out into a feature film. And that made it all filler and paper thin.