In this second half of a two-part story, Homer Bedloe has controlling interest in the Pixley Bank and has fired its President, Mr. Guerney. He has decided not only to foreclose on Kate's mortgage, but foreclose on all the bad mortgages in the valley. That will make the Cannonball's services useless. The Shady Rest is going to host a Monte Carlo night as a modest fundraiser. Whoever wins the most fake money by the end of the evening wins the secret grand prize. Betty Jo's friend Willie gets vibrations off of the roulette wheel and can guess the number every spin. Uncle Joe wants send Willie to Vegas to win enough money to solve all their problems. With Willie's help, Kate comes up with a plan to save the valley and get rid of Bedloe.

Sparks fly when the three Bradley sisters and Dr. Craig find themself competitors in a beauty contest.