Deacon & Kelly ask Doug & Carrie to be the godparents of their baby; Arthur runs into trouble at the pretzel store when he is put in charge.

The mold problem in the Heffernan household grows and Doug and Carrie find out to fix the problem will cost them $12,000! Doug, with his tail between his legs, goes to his father to ask for the money, but hits a wall when he wants to know why he and Carrie don't have it in the bank. When Doug has to admit they have no savings, his dad wants to comb through their financial books to see where all the money is going. This prompts Doug to limit Carrie on her "wild spending," which does not go over well with her.