Dre teaches Andre Jr. how to trash-talk a school bully, Diane is afraid of the dark.

After Dre gets his yearly physical and comes home traumatized, Pops explains his generation's strong aversion towards healthcare and admits that he hasn't seen a doctor in years. Shocked by this disclosure, Dre and Bow try to convince Pops to get a check-up and he begrudgingly agrees. When Pops finds out he has a clogged artery and needs a small procedure, the rest of The Johnson family handles the news in different ways.

After a month of heavy spending, Dre and Bow start to question if they are living too large. Dre's crazy accountant, James Brown, has always been their go-to money guy, but when the topic of finances gets brought up at work, Mr. Stevens refers Dre to his more straight-laced accountant for a second opinion. Dre and Bow realize they need to be more financially responsible and try to prove to each other that they can live without their outrageous expenses. Meanwhile, the kids overhear their parents talking about money and Junior decides to start day trading.

Bow convinces a begrudging Dre to try therapy, and he learns how to cope with his anger issues. Meanwhile, Johan becomes a life coach to the kids.

Dre and Bow want to send Kyra to Valley Glen Prep, but after the school treats them like a charity case, they are infuriated. Meanwhile, Junior wants to get a job as Josh’s assistant at Stevens & Lido.

Dre knows when to choose his battles with Bow, but they disagree on where to send Devante for preschool. Meanwhile, Junior helps Jack and Diane pull an epic eighth-grade prank.