Moving on from his mother's into his own swanky flat Willie appears to be moving up in the world. That is until Chancer, freshly released from her majesty's pleasure, reappears dragging Willie into trouble with a figure from Glasgow's criminal underworld.

Mr McClelland is joined by a highly unlikely candidate for the Bank's Employee of the Month. However is Willie's "hero" status entirely deserved or has his creative imagination struck again?

When Janice is robbed Willie decides to set up a neighbourhood watch group. However buying radio phones from Chancer for communication purposes may leave the group itself on the wrong side of the law!

Mrs Melvin appears to have found herself a new admirer. However Willie isn't convinced his intentions towards his mother are entirely honourable, leading to Chancer being dispatched to a banking course in his place.

A mix up at the publishers leaves William believing his days at the bank are over...