During a party, an IRS agent arrives to inform the Pruitts that they are $10 million in debt and that their possessions now belong to the United States government. But they are going to allow the Pruitts to maintain the illusion that they are wealthy, rather than risk a stock-market collapse with the news that they are bankrupt. Phyllis is forced to let the entire staff go and stand by as her priceless art is taken from their home. It isn't long before Phyllis comes up with a scheme to pay off the IRS – by marrying a wealthy general who's been pursuing her for years. The General is overjoyed, but in the end, of course, her plan backfires.

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Phyllis turns private eye to lift a curse from the house of Pruitt. Someone has stolen the family good-luck charms: the Rolls Royce hubcaps.

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An Internal Revenue agent helps Phyllis locate a secret room in the Pruitt mansion, where they're soon awash in a tide of champagne, romance, and burglars.

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